Unless you are at least 2-3 years clear of the IVA I doubt that there are any providers (even adverse credit providers) that will be able to help you out. If there is a lender then I would be sure that the rate would be sufficiently high that you would turn the other way.

With an income of around £50,000 could you not either buy a quick run around for less than £500 or save for a couple of months to get the car you want. Surely this would be the most cost effective way to get your car rather than a loan at a rate of 20% +

i recently finished an iva so i have a very bad credit rating. i need a loan of about 5k for a car and furniture but obviously can't use a bank. i earn 50k so i'm not worried about the repayments but i'm very skeptical about these poor credit loan companies. especially the ones that charge a fee. has anyone actually had a good experience with any of these companies and would reccommend them?