I have a bad credit history. I would like to borrow 5,000 to pay out standing debts and get my credit rating back up.Where can i go for a loan that will except me and hasn't got a really high APR
I'm afraid reality dictates that the only lenders willing to offer such a loan due to your adverse credit history, will probably be the type of lenders who operate questionably on the outer fringes of the law and only offer very high APR%'s.
It will be more advantageous in the long run to struggle and clear what you have already got, rather than borrowing from the likes mentioned above.!
Offer to pay the debts over time and pay no interest, its a no brainer.
As for your credit file this will beaten down for 6 years no matter what you pay off.
Break the cycle, set the bar at 12% apr in future or dont bother
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