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Aspire Money

Last post Mon, Jul 26 2010, 2:13 PM by maxsteam. 9 replies.
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  •  Mon, Jul 26 2010, 2:13 PM

    Re: Aspire Money

    You are unlikely to get any commercial credit other than a payday loan, pawnbroker advance or a loan with a guarantor.

    It is certainly worth talking politely to your employer about a salary advance. If you need a few hundred pounds for a car, for example, few employers will say "no" if you make it known that you have walked 5 miles into work every day for a week. If the delay in getting your salary is going to cause problems with direct debits, you should talk to the people being paid about changing the dates of the payments. Payday loans and pawnbrokers are best avoided - the rates are much much higher than either of the Aspire lenders.

    • Post Points: 5
  •  Mon, Jul 26 2010, 9:03 AM

    Re: Aspire Money

    Thank you very much for your help. Hukster gave me an 0800 telephone number the other day, I tried that only to find that was also unidentifiable by BT! Why am I trying Aspire knowing that their rates are so high? Simple: I need a loan: unsecured, I am a tenant, I am employed by a European Company, my salary is paid in to a Spanish account and transferred to my UK account.; oh yes, I have had nothing on credit for five years so I have no credit history!!
    The main stream lenders have all rejected my applications as have a number of on line Brokers. The vast majority have been decent and have returned Admin Fees but a number are holding on to the Fees and asking for more information [basically giving me the run around]. Very discouraging, I thought that the scam artists in this sector were Nigeria based but it appears that we have them here!
    The result of all this is that I am looking anywhere to get these funds.
    Sounds sad I know but there is a hell of a lot riding on my being able to get this loan sorted - and quickly!
    • Post Points: 20
  •  Sat, Jul 24 2010, 7:07 PM

    Re: Aspire Money

    Aspire Money and Aspire Finance are the same company. On FSA register they appear as no longer authorised. Experian has passed my details on to them so you would think they are a reputable company and moneysupermarket advertise them. Will do some more research on Monday by phoning experian and moneysupermarket to find out what they know about the company.
    • Post Points: 44
  •  Sat, Jul 24 2010, 7:05 PM

    Re: Aspire Money

    Aspire Finance and Aspire Money are the same company. Have looked on FSA register and it is listed as no longer registered. Experian said to me that my details were passed onto Aspire Money which you would think are a trusted company and Moneysupermarket advertise the company. Will do some more research on Monday and phone experian and moneysupermarket to find out about the company.
    • Post Points: 5
  •  Wed, Jul 21 2010, 1:33 PM

    Re: Aspire Money

    Very many thanks for the information. It sounds as though someone has/had "piggybacked" the Aspire Finance website. I did have an identical situation about 4-5 years ago and the piggyback was so good that the real company's Directors had no idea until I queried their lack of response with their Financial Director.

    I will try the number you have given me. Again - My thanks
    • Post Points: 35
  •  Tue, Jul 20 2010, 10:36 PM

    Re: Aspire Money

    Aspire Finance's top rate, according to their website, is 18.9%. Wasting £189 borrowing £1000 over a year isn't as painful as wasting £539 with Aspire Money.

    Personally, if they ask for an up front fee, I would walk away whatever logos they have on their site.

    The "as seen on Moneysupermarket" slogan reminds me of a guy who was featured on That's Life for selling dodgy baloons to children. He didn't stop what he was doing, he just started using a board that said "as seen on TV". I'm sure that it's not something similar here.

    • Post Points: 23
  •  Tue, Jul 20 2010, 7:00 PM

    Re: Aspire Money

    maxteams post refers to Aspire Money.

    This is not the company featured on Moneysupermarket.

    The company you are after is called Aspire Finance contactable on Freephone 0800 848 8034. If you check the Aspire Finance site, it contains the Moneysupermarket icon on its frontpage.

    Most of these companies are loans brokers. If they charge an upfront fee, they have up to 6 months to find you a loan. If they have promised you a loan by x date and they fail to do so, they have to refund you the fee, but can keep £5 of it.

    • Post Points: 59
  •  Tue, Jul 20 2010, 6:42 PM

    Re: Aspire Money

    Thanks for the "Heads Up" Shopaholic! Unfortunately I was posted to Aspire from MoneySupermarket and not the Meercats!!!!!!!!!!!!!!!
    • Post Points: 20
  •  Tue, Jul 20 2010, 5:33 PM

    Re: Aspire Money

    If you've paid an up-front fee, you've been scammed and the company will not want to speak to you.

    If you've not paid a fee, they are maybe doing you a favour by not talking to you because the web page (it's not big enough to be called a web site!) quotes a rate of 53.9%. That means that if you borrow £1000 now, you would need to pay back £1539 in a year's time so that's £539 wasted. There are not many people who can afford to waste £539.

    It is possible that the number has been disconnected and the people involved may well start trading under a different name in the next few months.

    • Post Points: 20
  •  Tue, Jul 20 2010, 4:05 PM

    Aspire Money

    I have applied to Aspire for a loan. The contact number given on their "Successful Application" page is given as 01252 557634. I have tried calling a few times but keep getting a BT message saying that the number is not recognised. Has anyone else had similar experiences with this broker/lender?
    • Post Points: 20