Hi all

need some help if you can....

The other day i was looking at my "call credit" file on-line, when I found something which should not be on my file.

Allied International Credit has put a default on my credit file, for a account i have never have. The name is the same as me, but the address is different.

also 2 new linked address have come on

one from Allied International Credit and one from NatWest bank, both are linked.

the default is for £3443 and by the looks of it was a few years ago.

question is , what can i do ? i have sent a e-mail to my call credit telling them that's is not my account, and if they can please take it off ? - don't think that will work.

come to think of it, id id receive a post card from a company called Allied International Credit, but i just put in bin, as was thinking it was just junk mail.

can they do this to me, my credit file was super, never ever missed a payment in my life of having credit, and now this, my score is now only 150, when 4 months a go was 1000 plus.

also i have looked on the other 2 main credit file company's, and they are both fine so far. Do you think Allied International Credit will also pout the same rubbish information on that file ?

and tips or advice would be great ?

thx

marc

below info on file...

Financial Accounts
Name Mr **********
Date Of Birth **********
Present Address ******

Company Name Allied International Credit
Account Type Bank
Account Number ************0153
Account Holder Status Normal
Account Status Default
Period Last Updated To 15/05/2008
Most Recent Account Status Code DF - Default
Current Balance £3443
Credit Limit £0
Opening Balance £3443
Payment Start Date 28/03/2005
Account Start Date Not recorded
Payment Frequency Monthly
Balloon/Deferred Payment £0
Original Default Balance £3443
Worst Status Last 12 months Default


Linked Addresses
Name Mr ***********
Linked Address ************
Link Source (1) Nat West Bank
Created: 05/11/2005
Confirmed: 05/11/2005
Link Source (2) Allied International Credit
Created: 15/05/2008
Confirmed: 15/05/2008

Name Mr **************
Linked Address *********************
Link Source (1) Nat West Bank
Created: 05/11/2005
Confirmed: 05/11/2005