Am on international driving license with foreign license for over 6 years. I will be applying for a full UK license soon. I see the insurance costs are very high for international and UK full license as the no claims discount is considered to be 0 and considered as beginner.
I am getting a qoutation for 3 party + fire + theft at a lesser rate. Will this suffice or I need to go for a comprehensive insurance which seem almost 75% of the cost of the car? I understand most first timers go for third party insurance. Since I have third party + fire + theft offered to me I feel this should be fine. Kindly help on clarifying whether third party + fire + theft or comprehensive?