Around three weeks ago I was in Morrison's shopping and when I returned to my car there was someone waiting for me saying I had hit their car when parking mine. They showed me a bit of damage and said that they had witnesses. I was in a hurry as I had to collect my son so I swapped telephone numbers and told them to call me to sort out next steps. Like i've been told countless times I did not accept the blame for the accident.

I had heard nothing from the other driver since so I assumed that they had decided to either leave it or got it fixed on the cheap. Until I received my renewal quote from my insurance company today which shows a claim on my insurance for the accident. Meaning I have lost my no claims discount for next year.

Does anyone have any advice on what I can do to sort this out? I can not afford to keep my car next year if I have zero years no claims as the premium is just too high. The 'damage' was a tiny scratch on the paintwork with a slight dent so I am quite gutted about the thought of this happening.

Thanks in advance,
Jon