How would you have addressed this subject if you had forgotten to renew or didn't do so in time and then had an accident for which you would not have the legal insurance?
Would you say, oh well silly me, what a scatter brain I am that I forgot to renew? or would you curse and bluster that your insurer left you high and dry with no insurance and no cover and now you are responsible for this that and the other claim.
For £64 you got off lightly compared to what could have happened. They left you legally insured and did not put you in a position of jeopordy...but it cost you £64.
But I also would not recommend that you use Admiral either.....cheap does not mean comprehensive cover....it just means less cost and generally less quality and protection. If they didnt have to pay for all that expesive televisuion advertising how much would their policies cost then, and if they cost that much less do you really think they can offer the same level of protection than some of the other less advertised companies?