When you have had claims, don't get quotes or arrange cover online. In my opinion from what I have seen, many online quote systems just don't seem to either work properly or quote very high premiums.

Suggest that you contact a broker to obtain quotes. Before you do this, make sure you have accurate details of the claims that you have made. If you don't have the exact details, contact the Insurers you had the claims with.

i had 12 years ncd and paid extra to protect it as was advised best option.. now 3 claims on only 1 down as my fault (which was accident) my no claims isnt SUPPOSE to be affected..Huhhhh.. ive been doing some compare insurances which vary from 650-2400 and then the lower quotes arent including PCD tick that box its uo2 over £2000 again.. How is this right 3 claims in my driving life of 13 years at extra cost of approx £60 yeaarly only one claim as my fault..why bother as clearly its not protected art all...My car cost 2700 im not paying 2000+ to pritect you not to pay if owt happened ... There has got 2 be somein im missimg here HELLPPPPPPPPPPPPPPPPPPPPPPPP