http://www.moneysupermarket.com/community/forums/in-the-news-78.aspxenCommunityServer 2.1 (Debug Build: 0.5)http://www.moneysupermarket.com/community/forums/t/what-kind-of-driver-are-you-36622.aspxFri, 10 Jul 2009 10:38:44 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:156249Felicity King-Evans3http://www.moneysupermarket.com/community/forums/t/what-kind-of-driver-are-you-36622.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=78&PostID=156249 Has anyone else seen the new research by insurance provider Aviva that shows 40% of people undergo a "radical personality change" behind the wheel? Apparently, of those 61% become more aggressive and take more risks, while 39% become quieter and overly-cautious when they're on the road. I think I am definitely the latter, I can be much too cautious when driving - too many years as a pedestrian, I think. What's your driving style and what kind of drivers do you find more annoying, the risk takers or the hyper-cautious? Felicity http://www.moneysupermarket.com/community/forums/t/dangerous-driving-charge-34592.aspxSun, 03 May 2009 13:38:47 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:148394duncanthedogs3http://www.moneysupermarket.com/community/forums/t/dangerous-driving-charge-34592.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=78&PostID=148394Hi guys, was wondering if anyone had been in a similar boat or knew what to do. 5pm the other night, nice and sunny no rain etc, I go to pull away RIGHT from a small single lane crossroad junction. my indicators on I'm looking left and right, last look LEFT and just as I pull off to go right, a kid (18/20yrs) flys past my drivers side front wheel, I brake and turn left just stopping in time, he flys by and jumps on the left hand pavement on the road straight ahead of me. My wife and I nearly jumped out of our skin and this quickly turned to anger as the kid nearly caused me to have an accident, cars are now arriving from left and right of me I go straight ahead now to tell this jerk that hes just nearly been run over and caused an accident (a white car on my right had to brake quite sharpley.) I get belong side him and my wife winds her passanger side window down and gets a load of abuse. So I accelerate a bit and turn left onto the pavement well ahead of him (30m) as if I'm going onto someones path, but putting a barrier of sorts between where he was going. No danger as far as I'm concerned. Wife windows down and "watch what your doing idiot you could have been knocked over and we could have crashed, be more careful." I then reverse as the idiot go's past and I drive off. 3 hours later the cops turn up at my door and arrest my wife and I. Her for a public order offence (apparently threatening to kill him ?) me for attempted assault and dangerous driving. after 8 hours in the police station cells we both get out. The wifes charge is dropped and so is my assault charge, but they still do me for dangerous driving. Apparently, a witness handily happened to hear me screech to a halt (NOT) and then reverse away after he says he saw the lad screaming at my wife. He says he heard my car screech to a halt and looked up to see what was happening, so how did he see me driving dangerously ? Sorry for the long post but what the hell should I do ? I've already got a solicitor but does anyone have any ideas ? http://www.moneysupermarket.com/community/forums/t/selling-wrecks-34234.aspxThu, 23 Apr 2009 12:40:20 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:146979Twee2http://www.moneysupermarket.com/community/forums/t/selling-wrecks-34234.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=78&PostID=146979So the government is willing to buy wrecks of cars for £2000 - Is there anything to stop me from buying a car from an advert in the paper for, say, £250 and cashing this in for a £2000 discount on a new car ?http://www.moneysupermarket.com/community/forums/t/goverment-grant-to-purchase-nearly-new-car-32939.aspxSun, 15 Mar 2009 18:01:55 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:142507garymackem2http://www.moneysupermarket.com/community/forums/t/goverment-grant-to-purchase-nearly-new-car-32939.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=78&PostID=142507 My brother informed me that there was an article in the daily star last week, which advised of a grant of about £2500 towards purchsing a new/nearly new car. Has anyone heard of this or have more details. http://www.moneysupermarket.com/community/forums/t/car-scrapping-31302.aspxFri, 06 Feb 2009 20:50:35 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:137317kouranii1http://www.moneysupermarket.com/community/forums/t/car-scrapping-31302.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=78&PostID=137317 Hi, Just wondered people's views were regarding this "plan" that is circulating about the Government announcing that they might bring in the German style scrapping deals for cars over 9 years old. My Vauxhall vectra's engine packed in 2 weeks ago and I am debating on if I should get it scrapped now, or hold off for a month or two and see what this new deal is. Does it apply for cars where the engine is in the car, but not working? I would be extremely annoyed if I scrap the car for £70 and then find out 2 - 4 weeks later I could have got £1000+ trade in for it. Thoughts welcomed.. Dave http://www.moneysupermarket.com/community/forums/t/cps-and-dangerous-driving-30348.aspxMon, 19 Jan 2009 10:22:49 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:134183what3http://www.moneysupermarket.com/community/forums/t/cps-and-dangerous-driving-30348.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=78&PostID=134183 Yet again we have the public outrage to something we are all capable of doing. Do people here actually think that CPS even consider the difference between dangerous and careless? No they dont!!! They are as likely to prosecute you for dangerous driving if you've caused an accident with a honest mistake as they are if you caused it malicously. Why is this I hear you ask? This is because of similar views being held by members of the public. Pressure on the goverment by victims familys who are intent on revenge and not justice is spirraling the dangerous driving conviction out of control and making the charge and conviction into a joke. Drivers are now having to rely on jurys to see sense as magistrates are more than likely to side with the police. The thing is, jurys can be people like you...pointing the finger and throwing stones at glass houses. You see, it can happen to anyone. All that sit in judgement one day could end up in court being judged. These days, due to the pressure groups, even things like hitting the accelerator instead of the brake and being stung by wasps constitutes dangerous driving. Even when a judge saw sense and changed the charge of a man who inadvertally pressed the accelerator instead of the brake to careless driving, the CPS took it to high court and appealed. This man is now serving a 5 year prison sentence. How can something so silly in error be constituted as danerous driving? Im talking about the letter of the law "driving in a manner which falls FAR below that of a competent driver and driving in such a way that it would be obvious to a competent driver that there is a serious risk of personal injury or serious damage to property". How is that a manner that falls far below and how would any driver possibly know they are doing such a thing? It only takes a slight movement of the body for you to mis-time where your right foot goes. And its more common than many of you think. Yet these drivers are in prison with murderers, theives and rapists! Justice has turned into revenge. So, please think twice about lamblasting anyone who has been taken to court for this offence. One day it could be you that hits that accelorator instead of the brake, or you that gets a sudden glare of light in your face, or you that is slightly over the speed limit and causes an accident. 9 times out of 10 we would all be able to correct ourself before any problem occurs but there is always that chance that we wont. You can say you are a good driver and it will never happen to you, just remember it only takes once for this to happen. http://www.moneysupermarket.com/community/forums/t/new-child-car-seat-laws-what-do-they-mean-for-you-977.aspxMon, 18 Sep 2006 10:33:57 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:2392Moneysupermarket2http://www.moneysupermarket.com/community/forums/t/new-child-car-seat-laws-what-do-they-mean-for-you-977.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=78&PostID=2392From today (Monday, Sept 18, 2006) the Government enforces a new law stating that every adult in the country must use child seats or booster cushions when transporting children around in their cars. For clarity, you only need to buy a car seat or booster cushion if your child is under 12 or is under 135cm tall. Remember, if you have two children that fall into this category you will need to buy two seats. Children who fall outside these categories MUST wear a seat belt. Parents should also be aware that rear-ward facing baby car seats should not be placed in the front seat where there is a front passenger airbag. :p:p You can buy these child seats and booster cushions from most high street retailers; Halfords, Tesco and Asda to name a few. It’s definitely worth shopping around as the prices do vary. Fighting for the consumer, Asda is challenging the Government to take VAT off the price because the seats are now compulsory. I guess we’ll just have to watch this space on that one.:p:p So what will happen if you’re caught not using one? The police can issue drivers with on-the-spot fines from £30, which could rise as high as £500 if you’re taken to court. There are some exemptions to this law though that parents should know about::p:p If your car is not big enough to hold three child seats in the back, then two will be sufficient.:p:p Children on short 'unexpected necessity' journeys (giving a child from another family a lift home) will be exempt.:p:p For more information on this subject you can visit: http://www.childcarseats.org.uk/law/fromseptember06.htm Moneysupermarket Motoring Team http://www.moneysupermarket.com/community/forums/t/women-drive-a-good-deal-on-insurance-1570.aspxWed, 01 Nov 2006 10:38:10 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:4181zoe26http://www.moneysupermarket.com/community/forums/t/women-drive-a-good-deal-on-insurance-1570.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=78&PostID=4181Car insurance for women has become even cheaper. Last year the average women paid around 300 pounds less for car insurance than the average man. This is bad news for blokes, but fantastic news for the ladies. We have sheilas wheels and diamond to thank for highlighting womens safer driving and rewarding them with cheaper quotes. However, with womens insurance become increasingly cheaper, and mens increasingly more expensive, when will things begin to turn around. In the mean time, enjoy spending the spare cash girls, and whilst you buy those extra shoes or more expensive lipstick, think about the poor blokes, who have to dig deep to find the extra cash, just so the can drive their car!!! Girls Rule!http://www.moneysupermarket.com/community/forums/t/insurance-for-17-year-old-21175.aspxFri, 25 Apr 2008 14:03:02 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:92249Giant6http://www.moneysupermarket.com/community/forums/t/insurance-for-17-year-old-21175.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=78&PostID=92249 This has probably been covered a thousand times but here goes: I have my own car with maximum no claims - my daughter is learning to drive (she is 17) and we have the opportunity to buy a cheap runaround but obviously this would need insuring too. My question is what is really the best, cheapest and legal way of doing this? I would be the registered keeper/owner and most probably the main driver as she is at college and cannot park there so I would be driving her there and back and also using it to ferry her and friends around so nobody has to drive when they go out on the town so she would be an occasional user (when she has passed her test of course!) I understand that there are some insurers that will insure 2 or more cars on 1 policy - would this be cost effective? Any advice would be most welcome. http://www.moneysupermarket.com/community/forums/t/car-finance-agreements-28671.aspxTue, 02 Dec 2008 16:03:03 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:127394sm a1http://www.moneysupermarket.com/community/forums/t/car-finance-agreements-28671.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=78&PostID=127394I can’t afford my car finance repayments is there any way I can get out of the agreement? http://www.moneysupermarket.com/community/forums/t/i-hear-that-direct-line-do-use-comparison-sites-u-27270.aspxSat, 01 Nov 2008 16:02:57 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:117929bobbyk1http://www.moneysupermarket.com/community/forums/t/i-hear-that-direct-line-do-use-comparison-sites-u-27270.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=78&PostID=117929Does anyone know if there is any truth in this?http://www.moneysupermarket.com/community/forums/t/1631750-to-continue-driving-26830.aspxWed, 22 Oct 2008 17:41:06 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:115425Twee1http://www.moneysupermarket.com/community/forums/t/1631750-to-continue-driving-26830.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=78&PostID=115425Plastic driving licences replaced paper versions in 1998. The rules say photos must be renewed every 10 years costing £17.50 or it becomes invalid and you could be slapped with a £1,000 fine. Around 400,000 licences will expire this year and next, so check your licence now to see when you're due to update it with a new photo.http://www.moneysupermarket.com/community/forums/t/i-cant-believe-this-25197.aspxWed, 17 Sep 2008 10:09:17 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:107045philbill3http://www.moneysupermarket.com/community/forums/t/i-cant-believe-this-25197.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=78&PostID=107045 Just got a quote from the rac to reinsure my car... So i checked the moneysupermarket with the identical details to my policy and did a search. The RAC came in 2nd on the list but with a quote that was nearly 40% less! So I telephoned them and asked what was going on and they agreed it was a better deal because it was the internet and I was entitled to try it. The customer advisor said at least they would retain the business. Whatever happened to rewarding loyality and how many years have i been paying too much for my insurance while I thought the RAC was giving mre the best deal it could. Very dissapointed Phil http://www.moneysupermarket.com/community/forums/t/uninsured-drivers-think-twice-24893.aspxTue, 09 Sep 2008 22:20:29 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:106113Coyote2http://www.moneysupermarket.com/community/forums/t/uninsured-drivers-think-twice-24893.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=78&PostID=106113Following continuous industry lobbying with the Government, uninsured drivers will feel the force of tightened laws and schemes to remove these pests for good. For more information, see http://www.insurancetimes.co.uk/story.asp?source=itpersonlines&advertcategory=PERSONAL_LINES&storycode=373868 Note that this will also mean underinsured drivers. For example, those that have insured their van for Social, Domestic and Pleasure incl/excl commuting but use the vehicle to carry tools/stock for the purposes of the business will also be penalised. Ensure that you have the correct level of cover. In this case, typically for tradesmen, this should be Carriage of Own Goods. (NB: This does NOT insure your tools if they are stolen, this should be covered under a Public Liability policy - Carriage of Own Goods permits you to carry tools within the vehicle - and with very good reason!). Carriage of Own Goods is generally CHEAPER than SDP due to the schemes available specifically for trades, but many think it increases the premium. Be told. Another example of underinsured is where there is no commuting or extended cover for business use. Note that if one travels to and from MORE than ONE place of work, this is business use. You MUST inform the insurer or broker of the correct usage. Failure to do so will result in (currently) 6 points and a fine between £100-£400 depending on severity, continuous offence or if challenged. Basically, if all material facts have not been disclosed to the insurer in order to produce the correct premium, there is a chance of being heavily punished. Before anyone goes on to say 'another tax' or 'more money etc.' there are very good reasons as to why this latest operation (CIE) is being formed. It WILL, ultimately, stop large increases in premiums, reduce the amount of uninsured drivers on the road and give added piece of mind to the legitimate road users. http://www.moneysupermarket.com/community/forums/t/swiftcover-axa-car-insurance-avoid-24859.aspxTue, 09 Sep 2008 11:37:36 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:106025dontinsurewithdodgyinsurers1http://www.moneysupermarket.com/community/forums/t/swiftcover-axa-car-insurance-avoid-24859.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=78&PostID=106025 Further to others on this forum who have had difficulties with this company and wish they hadn't given them the business, my experience was: They only refund a small proprtion of the premium if you cancel - their excuses (to do with daily analysis of risk!!) seemed very thin. Their site does not make easily available details that are necessary to get things done...eg claim, get refunds etc. It also was not working properly when I was last there and the voice on the phone claimed it was the first he heard of it! This company is backed by AXA - so you might want to draw your own conclusions about giving them any business too. http://www.moneysupermarket.com/community/forums/t/insurance-in-france-22002.aspxWed, 21 May 2008 15:28:33 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:95959BB6http://www.moneysupermarket.com/community/forums/t/insurance-in-france-22002.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=78&PostID=95959Hello, this is a question I often supply the answer to. On this occasion the usual answer (SAGA) is no good as my daughter is not 50yrs yet (Thank goodness) She needs a policy that will allow her to drive a UK registered car in France without having to inform the company and pay extra on each occasion. She will probably leave the car garaged in France, and use it for 2 weeks 4 or 5 times a year. The car would return to UK every 6 months or so plus when MOT is due.She is aware of the difficulties that arise with this but feels that re-registering in France would be even more troublesome. Thanks, although not very hopeful, BB http://www.moneysupermarket.com/community/forums/t/congestion-charging-18494.aspxThu, 28 Feb 2008 17:00:19 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:80880johnnycrowforthh1http://www.moneysupermarket.com/community/forums/t/congestion-charging-18494.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=78&PostID=80880http://www.jonfry.com/2005/07/nationwide-congestion-charging-by-2011.htmlhttp://www.moneysupermarket.com/community/forums/t/freesearch-118-launches-new-free-118-service-2465.aspxFri, 26 Jan 2007 16:21:54 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:8011chrissyboy0http://www.moneysupermarket.com/community/forums/t/freesearch-118-launches-new-free-118-service-2465.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=78&PostID=8011no more reaching for the yellow pages or booting up my laptop every time we need to find a buisness or service or even residential numbers, now this new company will supply free direct enquiries, much better than using 118 118 or 118 247 for an average of £1.80 per call, we need to register for a quid to activate our home or office lines then unlimited calls. great news.........