Travel insurance

Claims Assessment

mikkyrat — Wed, 25 Nov 2009 08:27:54 GMT

I am currently looking to renew my travel insurance policy but do not wish to use a company that uses Europ Assistance Holdings Ltd to handle their claims. How do I find out who handles the claims before I buy the insurance. Thanks. Mick

Travel insurance that covers a £2500 guitar

zaragumma — Sat, 21 Nov 2009 03:03:45 GMT

I'm a Taiwanese by nationality. I don't know if I'm qualified as a UK resident but I have been living in UK for 8 years, and am registered with a GP. I'm going on a single trip with my £2500 guitar which I'd like it to be covered by insurance during the trip. I have been searching for hours to find a suitable insurance policy without any luck. Could anybody give my any suggestion please? Many thanks.

Travel insurance

Lynneb79 — Mon, 02 Nov 2009 09:25:39 GMT

I would strongly recommend that you did not use this travel insurer. I put in a claim with OUL Direct when my baggage was broken into whilst checked in at an airport in Spain, they didn't pay out as they said the are not permitted to do so for a checked in piece of baggage. They also lost my claim forms for 2 weeks before they came to this conclusion. The customer service was a disgrace.

Travel Insurance that covers for swine flu

Rimrog — Tue, 20 Oct 2009 20:36:48 GMT

Does any know of an insurance cover that covers against swine flu for a famity of 4, so that cover is given for all when just 1 family member has contarcted swine flu before travel

Travel Insurance

basuragolf — Thu, 15 Oct 2009 20:29:51 GMT

Beware the small print. I took insurance from Insurefor-Worldwide which is somehow linked to europ-assistance. I capsized on holiday and wanted to claim £520.00 for lost belogings. Turns out their max claim for lost belonings is £100.00.

Travel Insurance

nicole72 — Wed, 14 Oct 2009 09:53:15 GMT

Any recommendations for travel insurance covering Scuba Diving??

Policy number and details lost

andrewedmondson — Sun, 11 Oct 2009 10:13:16 GMT

My hotmail account has deleted all my emails, including the policy details from moneysupermarket. I only have the order number and the transaction confirmation. I am going on holiday tomorrow morning at 5am. Help!

Annual travel insurance with cover for riding motorcycles

OOPIM04 — Thu, 08 Oct 2009 17:16:25 GMT

Which companys will cover me for annual travel insurance and also include cover when i am riding my motorcycle ie not an exclusion in the small print

working travel insurance

Alex_A — Mon, 05 Oct 2009 14:06:06 GMT

Hello I'm going to cezch republic to work for 8 days and I'd like to know if a single travel insurance for an adult (27yo) covers it. My employer is not convering. If it's not or depending of the insurer, how can I find out who are they? Do you have in your website a tool to help find it? Thanks Alex A.

Natwest Advantage Gold Travel Insurance - Curtailment problem.

curtailment — Thu, 01 Oct 2009 15:56:18 GMT

Hi, Hope somebody could help/advise me. I recently returned from a trip away where I broke my neck on my first day!, i had to stay in the foreign hospital for five days where on the second day i had emergency surgery as i was close to being tetraplegic. It has been three weeks since said accident and thankfully all limbs are in perfect working order and i am progressing extreremly well. I submitted a Claim to NatWest on my Advantage Gold Travel Insurance service for various items some of which they have agreed to and some they havn't. The main one i am contesting is the curtailment of the holiday. They are refusing to pay any curtailment fees due to the fact i didn't return to the UK. Now just to clear this up, i was led in a bed for 5 days straight being served awful foreign holiday food and i was told not to move. Even when i was on the mend i told the insurance company i wanted to return home, they refused saying i need to rest some more. In the terms and conditions it does state the definition for curtailment as "Cutting short your trip after its commencement to return to your home address or business address" Now, in your humble opinion do i have a case to first of all refuse and contest this matter and if that action does not work goto the financial services ombudsmen? Thanks in advance

Query re: Travel Insurance cover for cancellation when destination is the subject of a BBC Watchdog investigation(!!!)

AhrimanUK — Tue, 29 Sep 2009 22:06:02 GMT

Hi all, I usually get my family travel cover through work, and I'm waiting for an official response re: the following query, hopefully due within a couple of days. In the meantime, however... In a nutshell, we're due to go to an all-in resort in Turkey (Holiday Village Sarigerme), departing 2 weeks on Monday. The resort was the subject of a segment on Watchdog the other night, and there are a couple of legal firms pursuing claims for illness from a few hundred+ guests from over the last couple of years. Apparently, there are outbreaks of salmonella, cryptosporidium and campylobactor (sp?) every year, and, whilst the majority of guests don't fall ill, judging by the reviews on Trip Advisor etc. and the profiles on Watchdog, when you do fall ill in its in spades. So, we want to a/ cancel or b/ move the holiday elsewhere for around the same dates. First Choice have basically come back and said that they are doing everything they can, so we have to pay to re-arrange (£50 / person), and obviously pay the extra cost for a different package deal. If we cancel then we will lose 70% of the total amount, as it's < 56 days prior to departure. They will waive the £50 / person re-arrangement fee if we can get a note from the Doctor advising against taking our youngest to a place with a history of the stated infection types, and I'm tackling this right now (for no doubt a huge bloody sum in its own right, but hey...). With two young kids, we really don't want to risk bringing home any unwanted micro-organism guests, as much as we accept the usual risk of ear infections from pool water etc., but financially our hands are very tied at this sort notice. Alternative packages will mean spending an extra unanticipated £500+ minimum, which we want to avoid if at all possible. Sooo, from a travel insurance perspective, anyone any idea as to whether we could possibly be covered for cancellation in this instance (based on experience with other insurers), or is anyone aware of any general / compelling legal grounds that would persuade First Choice to give us our cash back in its entirety? I bet we wouldn't be covered if the insurer could prove that we knew there was a real risk of infection before we left, so does the converse hold true, now that we've become fully aware of the resort's history so close to our departure date i.e. a cancellation would be covered because of the sudden exceptional circumstances? Any help very, very much appreciated - no-one should dread going on holiday! Cheers, Robbie.

Travel bug develops when back in UK

londongirl — Tue, 29 Sep 2009 13:14:57 GMT

Does anyone know if a travel bug that I took overseas and developed when returning to UK some 30 hours later is covered by a annual travel insurance or is covered by a different kind of insurance? I bought my insurance with Columbus direct via this website back in February, but when speaking with their Claims Dept, a very rude lady said a claim can be made via a Home insurance!!!!!!!!!!!!!!!??????????

Cover if we have to travel back early to accompany my mum if she's ill?

ElaineB — Sun, 13 Sep 2009 10:30:08 GMT

My mum, me and my husband are going to NY next month. Does anyone know what travel insurance companies would cover costs for me & my husband if we had to cut our trip short due to my mum falling ill while she was there and she had to come home with us accompanying her? I've already found a good quote for her pre-existing medical condition and assumed that if we went with the same company that they'd cover my husband and I, but they don't.

Travel insurance for a year long stay in canada

RobertGeorge — Wed, 16 Sep 2009 14:58:16 GMT

Hi, I am setting off to Canada from the Uk in 2 weeks and was wondering what insurance to get, I will not be backpacking but will be staying with a family on a farm for a year. I thought bearing this in mind insurance would be cheaper? Does anyone have any advice or help they can offer me please? Cheers, Rob.

Different Origin/Destination for Single trip (one-way)

flambor — Thu, 27 Aug 2009 16:45:51 GMT

Hi, I'm currently working in Austria on a university placement but plan to go skiing from 19th Dec to 24th Dec. Now since I will already be in Austria at the start of the trip, I am having difficulty finding insurance from a UK company since they insist that the trip starts and ends in the UK. I will, of course, be returning to the UK on the 24th Dec. I imagine Austrian insurance companies are similar but require you to end your trip in Austria. I am already covered for my placement under a university insurance policy which offers 7 days 'personal' time as an addition to the business trip. This offers the normal travel insurance cover which would be suitable for any normal holiday. But I need some additional insurance for the skiing to protect my hired equipment, ski pass, etc. etc. Is winter sports insurance available from anywhere as a separate package? Thanks for your help anybody. Andy

when to buy travel insurance

angus44 — Tue, 08 Sep 2009 14:28:41 GMT

Hi,I recently spent about £2000 for air tickets and some accommodation in Australia where are going next Feb for about 38 days(including stopovers of 6 days) Should I buy single trip or annual insurance?We are both over 65 and have pre.existing conditions. Should I buy the insurance now or wait till nearer departure. Thanks

travel insurance

howie r — Tue, 08 Sep 2009 10:11:02 GMT

I want to do an airline booking today and also take out an annual travel insurance policy with Moneysupermarket. However, Moneysupermarket will not accept today's date and will only allow me to start the policy tomorrow. Regarding the Cancellation part of the policy, is it important to harmonise the ticket booking and the start of insurance - or will having the policy one day after the ticket booking be OK ?

living in northern ireland +travelling through dublin ( r.o.i.)

vegasdave — Sun, 06 Sep 2009 17:13:34 GMT

I am loking for annual worldwide travel insurance. As I live in N.Ireland I have the option of travelling through Dublin (south) or Belfast (north).In the small print of some policies it states that all trips must leave a U.K. airport or port ,i.e.no cover until I arrive at my destination ! I need cover to commence from my home address which allows me to fly from Ireland north or south.Anybody with recommendations or ideas ? Thanks.

New to on line purchases

Robin A — Fri, 04 Sep 2009 18:28:18 GMT

How and when do I disclose to the insurance company that I have asthma? I am sure that It will not take long to catch up with the 21 century. thanks

Does travel insurance cover personal grievance?

sandall003 — Sun, 30 Aug 2009 19:12:56 GMT

i was just wondering if anyone knew if travel insurance covered personal grievance in the family as my partners dad has just been taken into hospital and we are not sure if it will cover it if we need to cancel the holiday from our side or if it just covered if the holiday company cancelled! ill be greatful on anyones views?

Travel insurance and pre existing medical conditions of close relatives

Mr Dogfish — Wed, 26 Aug 2009 17:21:31 GMT

Hello I have parents in their eighties and like most at that age they take at least a couple of different prescribed medications. From what I understand this means they are deemed to have pre existing medical conditions and I would not be covered for the cancellation of a holiday I booked if they were to pass away say just before I was departing on a trip. Are there any annual travel policies that would cover this? Or would the premiums make it not worth while? Thanks for any advice.

Insurance, car hire and travel insurance, oh my!

CraigW — Tue, 25 Aug 2009 20:10:18 GMT

Hi, My wife and I are going to the US shortly and have booked a hire car through Auto Europe. I still need to arrange travel insurance and I want to be sure that I am not missing out on being covered in the case of an accident whilst driving the hire car, whilst not getting ripped off with some £30/day or whatever charge when I pick up the car. This page gives some detail of what is covered by the hire agreement: http://www.auto-europe.co.uk/service-promise.cfm The email from them when I booked says: ====================================== [YOUR RENTAL FROM DOLLAR CAR RENTAL INCLUDES] * 0% Sales tax as of Booking Date: 14-Jun-2009 * Unlimited mileage. * SLI (Supplemental Liability Insurance). * LDW (Loss Damage Waiver). * UMP (Uninsured / Underinsured Motorist Protection). * Taxes & fees. * Customer Facility Charge (CFC), where applicable. [RENTAL DOES NOT INCLUDE] * Insurance coverage for personal injuries to driver or passengers. Optional coverage may be offered locally for an additional fee. * Fuel, client will be charged for a full tank at time of pick up and is advised to return the vehicle as empty as possible as there is no refund for unused fuel. * Local toll, highway fees, or travel stickers required by local authorities. [GENERAL TERMS] Auto Europe does not provide insurance. Coverage is provided by the rental company as indicated. Additional coverage may be available for purchase from the rental company. ============================= So, what do I now need to ensure I have on my travel insurance to avoid getting ripped when I pick up the car? And can anyone recommend a provider/policy? Thanks, Craig

european insurance

sonesta — Sun, 23 Aug 2009 14:40:32 GMT

Hello,am thinking of taking travel insurance with insureme4 and wish to know if Egypt is included as a european destination.Thank you.

Travel Insurance for a 14 year old travelling with friends

wonnie — Wed, 19 Aug 2009 14:44:04 GMT

My son is travelling on holiday to Europe with a friend of his and his parents. The system does not allow me to book him an annual cover and as my wife and I are not travelling don't think family cover is appropriate. How can I insure my son?

Holiday to Slovakia - need travel insurance to cover me above 2000 metres

Patsy1972 — Sat, 08 Aug 2009 10:39:39 GMT

Hi, I am shortly going on a 10 day holiday to Slovakia to hike the High Tetras. I need travel insurance to cover me above 2000 metres. Any suggestions? Thanks