http://www.moneysupermarket.com/community/forums/prepaid-cards-157.aspxenCommunityServer 2.1 (Debug Build: 0.5)http://www.moneysupermarket.com/community/forums/t/what-prepaid-debit-card-do-you-have-and-would-you-21429.aspxFri, 02 May 2008 11:26:16 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:93413tartanflyer35http://www.moneysupermarket.com/community/forums/t/what-prepaid-debit-card-do-you-have-and-would-you-21429.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=157&PostID=93413 i have spent the last few days looking in to this matter as i need a full card as in September i am planing on going state side for a holiday i dont want to use cash all the problems with exchange services so is there any one out there who can recommend any please i would also be looking to use it here as well so the offer from Fairfax and Caxton will not be good for me thanks in advance http://www.moneysupermarket.com/community/forums/t/prepaid-cards-39374.aspxSun, 01 Nov 2009 22:15:16 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:167434sqawk223http://www.moneysupermarket.com/community/forums/t/prepaid-cards-39374.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=157&PostID=167434Will I be able to hire a car abroad with a prepaid card or would I need a proper credit card?http://www.moneysupermarket.com/community/forums/t/prepaid-credit-card-19385.aspxTue, 18 Mar 2008 12:21:45 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:84882SKG69810http://www.moneysupermarket.com/community/forums/t/prepaid-credit-card-19385.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=157&PostID=84882 Do the Companies of Prepaid Credit Card's send information to Experian? Basically, would it help improve my credit file by having a Prepaid Credit Card? http://www.moneysupermarket.com/community/forums/t/money-cards-37799.aspxTue, 25 Aug 2009 15:51:32 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:161042poisenviy12http://www.moneysupermarket.com/community/forums/t/money-cards-37799.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=157&PostID=161042 I saw an advert on the tv for a card that you can just put money on without having a bank account but you can spend it where you want to? my partner is after one to save up for insurance, car tax etc then pay for them on line? does anyone know what the name of the card is or any advice on them? http://www.moneysupermarket.com/community/forums/t/fairfx-prepaid-cards-38754.aspxMon, 05 Oct 2009 10:59:54 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:165024brockley1http://www.moneysupermarket.com/community/forums/t/fairfx-prepaid-cards-38754.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=157&PostID=165024This service works relatively well, once you get used to the user-UNfriendly website. However, there are several minor to major failings that you would not expect from a company that handles YOUR money. Here are a few of the important ones: * At time of writing this, they have let their SSL security certificate expire for their website. This means that fraudsters could masquerade as FairFX and collect their customers' login details. * When you log into www.fairfxcard.com to administer your account, including view transaction details and purchase more funds, your user session does not time out after a set period of inactivity. Even the user who thinks he has logged out has not necessarily done so, because FairFX use two domains (fairfx.com and fairfxcard.com) and shunt the user back and forth between the two without the user necessarily noticing. So you can be logged out of one domain, but not the other. I have returned to my PC literally hours after having logged in to FairFX to find I'm still logged in. This is a very serious security failing, especially when you consider that the cards are used primarily by tourists who may be logging into their account from an internet café abroad. * You have to study the online statement of transactions very closely to make any sense of it. This is because it's presented as a very basic credit / debit / balance statement, but it is not. The balance brought forward, followed by a credit or debit from a transaction, never seems to result in the correct new balance, which can be very disconcerting when a quick calculation reveals that the new balance is out by a very significant amount. Only the balance plus all transactions over a period of days results in a correct available balance. So if it's not a basic debit / credit statement, why is it presented as one? Making sense of the online statement is further complicated by their use of the US date format, which is odd for a UK-based company. * The above issues have been pointed out to FairFX, but they don't seem to be in a hurry to fix them. They announced a platform update a while back, so I was hopeful the problems would be fixed. But no joy. In short, the service works, but given the serious security issues with the website, I'd say use FairFX at your own risk. MF http://www.moneysupermarket.com/community/forums/t/pre-paid-credit-cards-39279.aspxWed, 28 Oct 2009 19:34:47 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:167122Me+Me2http://www.moneysupermarket.com/community/forums/t/pre-paid-credit-cards-39279.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=157&PostID=167122Do you know if a pre paid credit card can be used to hire a car abroad?http://www.moneysupermarket.com/community/forums/t/prepaid-credit-card-funding-social-project-37245.aspxMon, 03 Aug 2009 06:40:49 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:158683JeffMowatt1http://www.moneysupermarket.com/community/forums/t/prepaid-credit-card-funding-social-project-37245.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=157&PostID=158683 I took to prepaid credit cards with enthusiasm a couple of years ago. Here it seemed was the vehicle for getting funds to a social project in Eastern Europe. I'm operating a social enterprise which keeps a permanent presence in Ukraine. I'd tried most other forms of transfer including WU, Moneygram, bank transfer and Ikobo.Of all Moneygram seemed fairest but was the most un-automated requiring a bank withdrawal to take cash to a post office. Others doing similar things overseas soon gathered around a Facebook group on this topic I chose Tuxedo which seemed the best deal at the time and was happy to pay what amounted to 2.25% on each ATM withdrawal of arounf £100. Recently we began to suspect that funds were going missing until realising that we were taking a hit on the foreign exchange rate which amounted to another 7.6% of funds. Before giving up, to return to Moneygram I wondered if I'd be likely to find another prepaid card without the concealed fees. http://www.moneysupermarket.com/community/forums/t/travel-money-card-charges-when-loaded-by-credit-c-37018.aspxFri, 24 Jul 2009 14:41:31 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:157830robn10781http://www.moneysupermarket.com/community/forums/t/travel-money-card-charges-when-loaded-by-credit-c-37018.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=157&PostID=157830 Hi I'm looking at getting a travel money card for my holiday and was looking to see if it is possible to load the card with a credit card. If so will this be classed as a cash advance (and incur a higher interest rate) or purchase (therefore on the standard rate). I know travellers cheques are classed as cash advances but I've been unable to find out if travel money cards are as well? many thanks, Rob http://www.moneysupermarket.com/community/forums/t/cash-plus-credit-builder-35764.aspxMon, 08 Jun 2009 14:07:27 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:153079veloxuk3http://www.moneysupermarket.com/community/forums/t/cash-plus-credit-builder-35764.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=157&PostID=153079 I took this card just as a safety net for the net, as I was paying £4.95 a month I had the credit builder. Now on the 27th april I sent them a letter saying that I wished to terminate the agreement and to take the funds from the account upto the agreed date. After several letters and even a call they still have not closed the account down or taken the money, anyone else had problems terminating the agreement with them? http://www.moneysupermarket.com/community/forums/t/is-money-loaded-onto-prepaid-foreign-currency-car-36060.aspxWed, 17 Jun 2009 17:17:04 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:154073teabelly1http://www.moneysupermarket.com/community/forums/t/is-money-loaded-onto-prepaid-foreign-currency-car-36060.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=157&PostID=154073I've just signed up for a FairFx prepaid US Dollar card for an upcoming trip. Someone asked me what happens if the company administering the cards goes under and it has got me to wondering. Is there any protection for money that is loaded onto these prepaid cards in the event of them going bust? I plan to load money regularly in the months leading up to my holiday and would like some reassurance that I won't lose it all if something goes wrong. http://www.moneysupermarket.com/community/forums/t/prepay-debit-cards-29880.aspxThu, 08 Jan 2009 20:01:50 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:132316JohnHarvis7http://www.moneysupermarket.com/community/forums/t/prepay-debit-cards-29880.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=157&PostID=132316Hi, I have a cousin whos only here for a short while, but hes bought himself one of those prepay debit cards from the postoffice i think he said, he wants to know if he can purchase a phone using it. http://www.idtprime.com/ Its one of those cards seen on that websit. Thanks! http://www.moneysupermarket.com/community/forums/t/debenham-prepaid-card-the-worst-customer-service-34987.aspxWed, 13 May 2009 15:36:20 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:149996sakura3http://www.moneysupermarket.com/community/forums/t/debenham-prepaid-card-the-worst-customer-service-34987.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=157&PostID=149996 Hi, My friend had just applied for a debenham prepaid card and was asked for prove of identity when he wanted to cancel his application within cool off period (14 days to be exact). It would be reasonable to ask for identification if we want the service but no to withdraw from it! The following is the snapshot of his email written to the customer service and their responses (which did not answer the question posed): Dear sir, For your information, those documentations are required only to proceed with the application but NOT to CANCEL it. Moreover, I have checked the information from your website regarding this matter at: http://www.debenhams.com/webapp/wcs/stores/servlet/CategoryDisplay?storeId=10001&catalogId=10001&langId=-1&userType=G&categoryId=65611. The following are the relavent information to prove that I am not required to proved my identification to process this application. Will I require any ID to complete my card application? No. When you apply for your card, we will ask for your name, and full address with a valid postcode. We need this to deliver your card. However we do reserve the right to decline your application if the details you provide do not match the details on our postal address database. We will also use external verification agencies to confirm your address as part of our commitment to fraud prevention. AND THEIR RESPOND: We will require identification documents before any refund is issued. RECOMMENDATION TO THE CUSTOMER SERVICE: At least they could inform us the reason for thier action ie the need for prove of identification which I could not see one, unless, they wanted to misuse our personal information for their personal gain! Please THINK TWICE before enrolling into their service! Wanted to share the experience with all of you and save you all the trouble of making the same mistake. Thanks for your kind attention, http://www.moneysupermarket.com/community/forums/t/need-help-with-prepaid-credit-cards-please-34024.aspxWed, 15 Apr 2009 19:07:41 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:146115Lisa M UK2http://www.moneysupermarket.com/community/forums/t/need-help-with-prepaid-credit-cards-please-34024.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=157&PostID=146115 Hi I am looking to get a prepaid card to take travelling and use when I come back to the UK, but I need one that will allow me to do the following: 1) Have my wages paid into or onto the card 2) Allow me to transfer money from it to a UK bank account, 3) Have a maximum upload credit limit of £5000 Would appreciate any help in this matter as soon as possible as I am planning to go travelling in the next few weeks. Many Thanks http://www.moneysupermarket.com/community/forums/t/how-will-i-ever-improve-my-credit-score-33990.aspxWed, 15 Apr 2009 10:31:25 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:146022MellyR7http://www.moneysupermarket.com/community/forums/t/how-will-i-ever-improve-my-credit-score-33990.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=157&PostID=146022A couple of years ago whilst I was a student at University I was very silly with my monthly payments for credit cards and loans which ended in receiving 3 defaults on my credit report! Since then I have paid off all outstanding debt excl. car finance which will be paid off this Nov 09. After then I will have no outstanding debt which I am now being told this will go against me as I am not showing how I can manage my debt/money. I have tried recently to apply for credit to bring my credit score back up to 'good' but I am finding no one will give me credit at the moment either due to the old defaults or the fact I dont have much credit on my report. Please can you advise how I am ever going to be able to improve my score if no one is going to give me the chance of building my credit back up???? I would like to apply for a mortgage with my partner at the end of this year but I am worried I will declined for this as well!! I thougtht i was doing a good thing by paying off my outstadnig debts only to find out I have made the situation worse for myself!! http://www.moneysupermarket.com/community/forums/t/natwest-maestro-card-13595.aspxThu, 01 Nov 2007 23:49:11 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:60098dolphinlover7http://www.moneysupermarket.com/community/forums/t/natwest-maestro-card-13595.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=157&PostID=60098I am 72 and limited by ME. Visited my mother in Ojai, California, and found that no one, apparently, had heard of Maestro, so couldn't get access to my NatWest account. Their helpline didn't help, and it was only upon my return I learned that there were three places in Ojai which would honour Maestro. NatWest did pay me some compensation, for being disabled and unable to access cash in a city 6,000 miles from home. Now I am going to visit again, and I am unable to get that information again. Maestro don't have any form of access to them, I get referred to my branch, they don't have the information but tell me it is constantly changing anyhow. I don't know why NatWest insist on providing a card that isn't generally recognised in the US, and, oh, they also give Solo cards - do you know any place that honours Solo? http://www.moneysupermarket.com/community/forums/t/boomerang-prepaid-card-24370.aspxThu, 28 Aug 2008 10:48:45 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:104444Alex.kh3http://www.moneysupermarket.com/community/forums/t/boomerang-prepaid-card-24370.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=157&PostID=104444The Boomerang Prepaid Card Boomerang is a new student oriented prepaid card from Alliance & Leicester plc. The Boomerang Prepaid Card combines all the things a student needs from a card like: Prepaid Visa, Photo ID (Optional), D.O.B, Cashback, Discounts, ATM Withdrawal's. This prepaid card supported by one of the leading banks offers you things like discounts at over 1000 retailers, a Cashback and reward program or an ID, for £10 with no additional monthly fees. The card will be valid for 3 years. Just like the Prepaid Prepaid Visa® debit card It allows you to purchase online and in stores at over 29 million retailers worldwide. Withdraw cash from any recognized Visa® approved ATM. Sounds promising, has someone already used this card? Note: This post has been moderated. Please ensure you read the moneysupermarket.com Community Standards and Terms of Service before posting. Thanks. http://www.moneysupermarket.com/community/forums/t/travel-money-card-28913.aspxMon, 08 Dec 2008 23:16:11 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:128557kerrybee4http://www.moneysupermarket.com/community/forums/t/travel-money-card-28913.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=157&PostID=128557Not sure if this is in the correct place but i'm after advice/recommendations on travel money cards. I've had a look on comparison sites but can barely make sense of interest rates etc. plus most cards have a fee! I'm looking to put sterling (probably) on a card and then to use in Thailand only. TCs can be a hassle walking around with passports and erring over 2 or 3 baht difference! Or, would a Nationwide debit account be better? I've read in other threads they have no OS withdrawal fees. Any advice welcome, thanks.http://www.moneysupermarket.com/community/forums/t/problems-opeining-account-with-thai-civil-partner-23160.aspxTue, 22 Jul 2008 19:15:26 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:100581gbswales10http://www.moneysupermarket.com/community/forums/t/problems-opeining-account-with-thai-civil-partner-23160.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=157&PostID=100581 I am in a civil partnership with a Thai National who has been living in the UK since April 2008 (we became legal civil partners in August last year) He has limited right to work and remain in the UK as my partner until Nov 2009 when he can apply for unlimited leave to remain. He holds a Thai passort which is printed in Thai and english but has not currently worked in the UK or applied for a driving license. I contacted my long standing bank (cahoot) with a view to adding him as a joint account holder but they have refused point blank saying that he must have resided here three years! (even though I was prepared to offer a guarantee on his behalf). We have since approached several banks most of who would not offer an account for more or less the same reasons. The Co-operative bank said they could and we completed the on line application - however the welcome pack required him to provide proofs of ID that he dosnt have. The only identity documents he has are his passport, our civil partnership document, his ID card (but in Thai) and a UK medical card. The only other bank that indicated it might be able to offer him a "limited" personal account is HSBC - but of course this account did not offer on-line banking and I think made a monthly charge. I really dont know where to turn - I feel that the banking industry are not only ignoring my past good banking record but also insulting my partner who has made a committment to live with me in the UK. They all cite money laundering regulations however if that were really the case how come HSBC are able to to open an account and how is my credit card company able to issue a second credit card on my account in his name? Can you offer any advice on how we can operate a joint bank account which, apart from being needed when he starts work, will be very helpful in supporting his application to remain here indefinitely next year http://www.moneysupermarket.com/community/forums/t/pre-paid-credit-cards-9110.aspxWed, 01 Aug 2007 14:11:00 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:39552Linz24http://www.moneysupermarket.com/community/forums/t/pre-paid-credit-cards-9110.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=157&PostID=39552 Can anyone recommend a decent company I can get a pre pay card from? Cheers Linz http://www.moneysupermarket.com/community/forums/t/prepaid-card-advice-17606.aspxThu, 07 Feb 2008 12:30:27 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:76164hanbok5http://www.moneysupermarket.com/community/forums/t/prepaid-card-advice-17606.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=157&PostID=76164hi i would like to ask you for an advice for prepaid cards,i have never use one. which prepaid card would you recommend me to use for paying my monthly subscription fees for web hosting(in us) please?http://www.moneysupermarket.com/community/forums/t/carhire-and-prepaid-mastercards-17439.aspxMon, 04 Feb 2008 08:34:19 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:75615treeman5http://www.moneysupermarket.com/community/forums/t/carhire-and-prepaid-mastercards-17439.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=157&PostID=75615 hope someone can help me as i am after some info on prepaid mastercards and which cards you can use for car hire in the uk only? i was told that the cashplus gold card does but does anybody know any others as i cant seem to find any more? also do they charge any extra fees and charges and how much do they charge for the authorisation of these kind of transactions? thanks for any help any one can give me, treeman http://www.moneysupermarket.com/community/forums/t/question-about-prepaid-credit-cards-25680.aspxMon, 29 Sep 2008 13:28:48 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:108590killa2http://www.moneysupermarket.com/community/forums/t/question-about-prepaid-credit-cards-25680.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=157&PostID=108590If i load money onto a prepaid credit card regulary and also use it for purchases regulary will this improve my credit?http://www.moneysupermarket.com/community/forums/t/q-about-prepaid-credit-cards-25311.aspxFri, 19 Sep 2008 15:11:59 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:107423paulh99uk4http://www.moneysupermarket.com/community/forums/t/q-about-prepaid-credit-cards-25311.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=157&PostID=107423Is there any prepaid credit cards you can load with australian dollars, if not is it worth getting one in a different currency (euros or american dollars) and using it?http://www.moneysupermarket.com/community/forums/t/is-this-a-possible-case-of-prepaid-card-fraud-25361.aspxSun, 21 Sep 2008 19:23:17 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:107618razzmatazz1http://www.moneysupermarket.com/community/forums/t/is-this-a-possible-case-of-prepaid-card-fraud-25361.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=157&PostID=107618I work for a convenience store and mostly do night shifts. For the last 5 to 6 months, we get two customers (black guys) who come in with their prepaid cards. In a single nighy, they usually topup their prepaid cards twice on the pay point with the highest amount (i.e. GBP 498 + 498). What bothers me is that every time they come in, they pay it with a credit card (which they ofcourse never show to the member of staff). If sometimes we are experiencing paypoint connection problems, these guys remain very calm and composed and oftenly guide our staff how to carry out transaction. They even leave their money with us and tell us that they'll come later to topup again, if the paypoint is not topping up. Can any one help me what's going on? Thankshttp://www.moneysupermarket.com/community/forums/t/is-there-a-free-prepaid-credit-card-available-for-24846.aspxTue, 09 Sep 2008 09:04:01 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:105999parkdude1http://www.moneysupermarket.com/community/forums/t/is-there-a-free-prepaid-credit-card-available-for-24846.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=157&PostID=105999 Hi all, As the title suggests I'm wondering if there is a Free Prepaid Credit Card available to anyone under 18? I have seen plenty online that maybe cost between £5 and £10, but the problem arises when it comes to paying for this if you are under 18 and do not have a credit or debit card. Ideally, is there a card you can pick up or apply for somewhere, for under 18s, for free, then simply top up money at an ATM or post office as you please? I'm guessing not, but thought I would ask anyway. Thanks in advance :)