http://www.moneysupermarket.com/community/forums/the-expert-view-133.aspxenCommunityServer 2.1 (Debug Build: 0.5)http://www.moneysupermarket.com/community/forums/t/santander-zero-current-account-39822.aspxFri, 20 Nov 2009 15:39:29 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:169238Community2http://www.moneysupermarket.com/community/forums/t/santander-zero-current-account-39822.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=133&PostID=169238 Santander is launching a current account which will pay 6.0% on balances in credit and charge no overdraft fees. Is it really as good as it sounds? Kate Murphy, researcher at moneysupermarket.com, takes a look… Click here to read Kate's article What do you think? Do you think this account is as good as it sounds? We'd love to hear your thoughts... http://www.moneysupermarket.com/community/forums/t/how-savers-can-beat-rising-inflation-39823.aspxFri, 20 Nov 2009 15:43:55 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:169239Community0http://www.moneysupermarket.com/community/forums/t/how-savers-can-beat-rising-inflation-39823.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=133&PostID=169239 Inflation has started to rise again but interest rates are still at rock bottom making it harder for savers to make a positive return on their money. But there are accounts that beat the effect of tax and inflation... Click here to read Clare's article What do you think? Are you having trouble getting a good return on your savings while interest rates remian low and inflation rises? We'd love to hear your thoughts... http://www.moneysupermarket.com/community/forums/t/have-you-got-the-best-credit-card-39662.aspxFri, 13 Nov 2009 13:22:04 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:168617Community0http://www.moneysupermarket.com/community/forums/t/have-you-got-the-best-credit-card-39662.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=133&PostID=168617 Credit cards are set to become more expensive and harder to come by so now’s the time to ensure you’re on the best deal, says moneysupermarket.com editor Clare Francis... Click here to read Clare's article http://www.moneysupermarket.com/community/forums/t/sainsburys-credit-card-39660.aspxFri, 13 Nov 2009 13:14:19 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:168614Community0http://www.moneysupermarket.com/community/forums/t/sainsburys-credit-card-39660.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=133&PostID=168614A new report has warned that credit cards are set to become more expensive and we already know that providers are clamping down on who they’ll offer credit too. But it doesn’t mean it’s all bad news if you’re looking for a new credit card, says Felicity King-Evans... Click here to read Felicity's article http://www.moneysupermarket.com/community/forums/t/how-to-give-to-charity-39659.aspxFri, 13 Nov 2009 13:10:45 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:168613Community0http://www.moneysupermarket.com/community/forums/t/how-to-give-to-charity-39659.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=133&PostID=168613 Despite the worst recession for decades, it seems we’re still generous when it comes to giving to charity. Felicity King-Evans looks at the best ways to give money to your favourite cause… Click here to read Felicity's article http://www.moneysupermarket.com/community/forums/t/save-save-save-39490.aspxFri, 06 Nov 2009 12:31:18 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:167967Community0http://www.moneysupermarket.com/community/forums/t/save-save-save-39490.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=133&PostID=167967 It’s the time of year when spending rather than saving is the top of many peoples’ minds but with savings providers heading towards their year ends there are some great deals around, says financial journalist Laura Howard... Click here to read Laura's article http://www.moneysupermarket.com/community/forums/t/review-blackhorse-personal-finance-secured-loan-39488.aspxFri, 06 Nov 2009 11:54:04 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:167962Community0http://www.moneysupermarket.com/community/forums/t/review-blackhorse-personal-finance-secured-loan-39488.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=133&PostID=167962Blackhorse Personal Finance is offering a secured loan at with a market-leading annual percentage rate (APR) of 7.8% and it’s only available through moneysupermarket.com. But, even though it’s the most competitively priced loan available, is it suitable for you? Kate Murphy takes a look... Click here to Kate's article http://www.moneysupermarket.com/community/forums/t/new-banking-rules-help-consumers-39487.aspxFri, 06 Nov 2009 11:07:22 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:167959Community0http://www.moneysupermarket.com/community/forums/t/new-banking-rules-help-consumers-39487.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=133&PostID=167959New banking regulations took effect on 1 November. Jessica Bown look at what’s changed and what it means for you… Click here to read Jessica's article What do you think? Will this help improve your relationship with your bank, building society or card provider? We'd love to hear your thoughts and opinions. http://www.moneysupermarket.com/community/forums/t/its-back-move-your-current-account-and-net-163100-38049.aspxFri, 04 Sep 2009 12:02:57 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:162199Community10http://www.moneysupermarket.com/community/forums/t/its-back-move-your-current-account-and-net-163100-38049.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=133&PostID=162199 Alliance & Leicester’s £100 switching incentive is back: all you need to do is transfer your current account to its Premier account. Financial journalist, Jessica Bown, shows you just how simple it is to switch… Click here to read Jessica's article http://www.moneysupermarket.com/community/forums/t/capital-one-progress-credit-card-39039.aspxFri, 16 Oct 2009 13:31:43 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:166105Community1http://www.moneysupermarket.com/community/forums/t/capital-one-progress-credit-card-39039.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=133&PostID=166105 Product review of the week: Capital One Progress credit card Capital One has just launched some new credit cards, one of which is the Progress card. It "can shrink your interest rate". So what is it and who does it suit? Clare Francis examines this surprising credit card deal... Click here to read Clare's product review of the week http://www.moneysupermarket.com/community/forums/t/everything-you-need-to-know-about-payday-loans-39037.aspxFri, 16 Oct 2009 13:22:38 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:166103Community1http://www.moneysupermarket.com/community/forums/t/everything-you-need-to-know-about-payday-loans-39037.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=133&PostID=166103 With money tight for millions of households demand for payday loans is soaring. These can be a lifesaver if you have a financial emergency, but they can also plunge you into a spiral of debt if you’re not careful, says Felicity King-Evans… Click here to read Felicity's article http://www.moneysupermarket.com/community/forums/t/how-to-beat-low-interest-rates-39036.aspxFri, 16 Oct 2009 13:20:58 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:166102Community0http://www.moneysupermarket.com/community/forums/t/how-to-beat-low-interest-rates-39036.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=133&PostID=166102With some economists saying the base rate could stay at 0.5% until 2011, Clare Francis takes a look at how savers can win in this low interest-rate environment… Click here to read Clare’s articlehttp://www.moneysupermarket.com/community/forums/t/accounts-for-the-over50s-are-they-any-good-38783.aspxTue, 06 Oct 2009 09:09:24 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:165112Community1http://www.moneysupermarket.com/community/forums/t/accounts-for-the-over50s-are-they-any-good-38783.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=133&PostID=165112Certain financial deals are only available to those aged 50 or over, but just because their availability is restricted, it doesn't mean you're getting the best deal. Felicity King-Evans takes a look... Click here to read Felicity's article http://www.moneysupermarket.com/community/forums/t/does-loyalty-really-pay-38878.aspxFri, 09 Oct 2009 12:15:56 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:165470Community1http://www.moneysupermarket.com/community/forums/t/does-loyalty-really-pay-38878.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=133&PostID=165470 An increasing number of banks and building societies are restricting some of financial deals to their current account customers. Financial journalist Jessica Bown examines if there is a reward for loyalty or if you would be better off elsewhere... Click here to read Jessica's article http://www.moneysupermarket.com/community/forums/t/its-your-home-keep-it-that-way-38884.aspxFri, 09 Oct 2009 12:32:23 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:165481Community0http://www.moneysupermarket.com/community/forums/t/its-your-home-keep-it-that-way-38884.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=133&PostID=165481 A new government campaign is aimed at helping those who are struggling to keep up with their mortgage payments or worried that their home will be repossessed. There are steps you can take to minimise the chance of this happening, says moneysupermarket.com's deputy editor Felicity King-Evans... Click here to read Felicity's article... http://www.moneysupermarket.com/community/forums/t/more-good-news-for-mortgage-borrowers-38883.aspxFri, 09 Oct 2009 12:27:57 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:165478Community0http://www.moneysupermarket.com/community/forums/t/more-good-news-for-mortgage-borrowers-38883.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=133&PostID=165478 October has brought further tentative signs of economic recovery both in sentiment and concrete data. But how is this translating into the mortgage market? Money commentator Laura Howard takes a look at the current state of play and suggests there might be postive signs emerging... Click here to read Laura's article http://www.moneysupermarket.com/community/forums/t/dont-put-up-with-poor-savings-rates-38879.aspxFri, 09 Oct 2009 12:21:09 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:165473Community0http://www.moneysupermarket.com/community/forums/t/dont-put-up-with-poor-savings-rates-38879.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=133&PostID=165473 Even though the base rate is just 0.5% it doesn’t mean you need to accept poor savings rates. You can literally boost your return by hundreds of pounds a year by moving to a better deal. Financial journalist Jessica Bown shows you how… Click here to read Jessica's article http://www.moneysupermarket.com/community/forums/t/where-to-invest-your-isa-allowance-38784.aspxTue, 06 Oct 2009 09:16:11 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:165113Community0http://www.moneysupermarket.com/community/forums/t/where-to-invest-your-isa-allowance-38784.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=133&PostID=165113Around 21 million savers can now take advantage of a new higher ISA allowance. This rule change has brought about some unseasonal activity in the cash ISA market with many new competitive deals being launched, says Clare Francis... Click here to read Clare's article See Clare and Kevin Mountford, head of banking at moneysupermarket.com, talk about the changes in our video 'What the ISA rule changes mean for you' http://www.moneysupermarket.com/community/forums/t/get-help-to-end-your-debt-worries-38709.aspxFri, 02 Oct 2009 13:46:29 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:164831Community1http://www.moneysupermarket.com/community/forums/t/get-help-to-end-your-debt-worries-38709.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=133&PostID=164831 If you’re struggling to manage your debts, finding help can be a daunting task, particularly as there are a number of unscrupulous providers preying on the vulnerable. Where can you go for advice you can trust? Financial journalist, Jessica Bown, takes a look in the latest in her series of articles on debt... Click here to read this article http://www.moneysupermarket.com/community/forums/t/clearing-summer-credit-card-debt-38712.aspxFri, 02 Oct 2009 14:24:53 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:164837Community1http://www.moneysupermarket.com/community/forums/t/clearing-summer-credit-card-debt-38712.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=133&PostID=164837The recent nip in the air is sure sign for all of us that summer is over. But if you've still got a financial hangover from the holidays, financial journalist, Laura Howard, is here to help you clear it... Click here to read Laura's article http://www.moneysupermarket.com/community/forums/t/cash-in-on-the-mini-isa-war-38702.aspxFri, 02 Oct 2009 12:28:36 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:164800Community0http://www.moneysupermarket.com/community/forums/t/cash-in-on-the-mini-isa-war-38702.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=133&PostID=164800You wouldn’t normally expect to see competition in the ISA market at this time of year but the new rules which take effect on Tuesday (October 6) mean we’ve seen a spate of new product launches as providers seek to take advantage of the fact the over-50s can invest an extra £1,500 in cash ISAs. Clare Francis investigates... Click here to read this article http://www.moneysupermarket.com/community/forums/t/due-to-go-bankrupt-but-where-can-i-be-paid-38690.aspxThu, 01 Oct 2009 20:36:25 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:164734crookston20011http://www.moneysupermarket.com/community/forums/t/due-to-go-bankrupt-but-where-can-i-be-paid-38690.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=133&PostID=164734Hi, i'm soon to be made bankrupt. But I am employed in a minimum wage job, I will have no account for my pay to be paid. Can anyone suggest somewhere? I get tax credits too, for me and my family. Thanks folkshttp://www.moneysupermarket.com/community/forums/t/new-isa-rules-explained-38615.aspxTue, 29 Sep 2009 15:31:06 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:164463Community0http://www.moneysupermarket.com/community/forums/t/new-isa-rules-explained-38615.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=133&PostID=164463New ISA rules are about to take effect. From 6 October 2009, the annual allowance will rise from £7,200 to £10,200 but initially it is only those aged 50 or over who will benefit. So how will they work and what do the changes mean? Clare Francis takes a look... Click here to read this article What do you think? Do you welcome the extra allowance? Will you be making use of it? Click reply to have your say... http://www.moneysupermarket.com/community/forums/t/natwest-and-rbs-slash-bank-charges-38180.aspxThu, 10 Sep 2009 08:48:29 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:162732Community1http://www.moneysupermarket.com/community/forums/t/natwest-and-rbs-slash-bank-charges-38180.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=133&PostID=162732High street banking giant Royal Bank of Scotland (RBS), which owns NatWest, is slashing the amount it charges customers who exceed their overdraft rate or slip into the red without permission... Click here to read this article http://www.moneysupermarket.com/community/forums/t/what-should-savers-do-now-38222.aspxFri, 11 Sep 2009 11:50:48 GMTd60303e3-0d44-49ad-b329-9875dfa2f932:162883Community1http://www.moneysupermarket.com/community/forums/t/what-should-savers-do-now-38222.aspxhttp://www.moneysupermarket.com/community/forums/commentrss.aspx?SectionID=133&PostID=162883 The Cash ISA market is picking up ahead of the rule changes next month, easy access rates are still rising and fixed rate bonds continue to pay the highest returns. So as a saver, what should you do with your money? Editor Clare Francis examines the state of the savings market... Click here to read this article