My sister is a 33 year old driver, who has never made any type of claim. Her insurance is slightly cheaper than mine! It is 210 pounds. Her boyfriend usually paid around 560 pounds for his insurance, until recently when he wrote his car off in an accident that was entirely his fault. This premium will probably rise to around 1000 pounds. Luckily, he is a lawyer and can afford it, but that doesn't stop us girls (he has 4 sisters) reminding him of who the better driving sex actually is. We even had a celebratory evening with champagne to celebrate his icompetance. But don't worry Bro, we all still love you really!!