I think women have more little 'accidents' like bumping other cars in the car park. But when men crash, they tend to do it big time!

I've been driving for just 3 years, I'm 21 so hopefully premium will drop more when I reach 25. In just three years my premium has lowered so that it now matches what my boyfriend pays (despite the fact he's been driving for 11 years). And we both drive the same make, engine size etc of car.

So life seems good. ;o)