Hi

I would like to propose to the mods that we create a link / page / graph of what financial instatutions uses what credit agency.

This helps you use your credit record to make applications to companies when you have a good record - eg. I have a score of 800+ with Call credit and Equifax but my experian is 600+ (thats because i made 3 searches in the last 6 months and have 2 accounts open all showing on experian).

So for me its best to make applications to companies that are likely to use call credit & equifax while my experian score recovers.

For starters:

Natwest (current account) - Callcredit + Equifax

3 Mobile - Callcredit + Equifax

Cash Plus - Call credit + experian

Please feel free to add to the and also search google 'Who uses who' for an idea on how this could work as its been done before.

Cheers