Hi backfoot,

I am not one to run from a fight so to speak especially a good one but now we are back and forthing when you or I could be offering a valid opinion to someone in need. Good advice is too hard to come by when you need it the most especially since the rapid decline to virtual extinction of the Citizen Advice Bureaux. So I'll refrain from targetting "innocent people" like yourself with my wild unfounded generalisations in my trollette like manner (lol). I am far more interested in being helped and on occasion being of help myself than this malarky.  Feel free to respond but I won't be replying again. I'm sure we'll meet again, I'll look forward to it ;-)  ;-)

icc.chef