Hello

I have an appointment with my mortgage provider to take my husband's name off our mortgage as we are separating and have agreed that I should take over the mortgage. At the same time our discounted tracker rate is coming to an end next month. I have a worry that the mortgage provider may not agree to me being the sole name on the mortgage as I do not earn as much as my husband and we will be charged £160 for the application whether they agree that I can take it on or not.

My question is, is it possible that I can just remortgage the house with another provider taking it out just in my name and then change the house papers with a solicitor or do I need to go through the process of taking my husband's name off our current mortgage and then remortgaging at a later date seeing as the current discounted rate is coming to an end?

I hope this makes sense.

Thanks for any advice.