why would you want to pay a set up fee of £25.00 then a mothly fee of £12.50, and then you don't have total control of the account think money will only put money in that account from what you have left over after your dd's and bills payments have come out, but you do get a maestro card,

 but i don't see the point in paying for somthing you can have for free many basic accounts don't offer debit cards but the halifax offer a electron card and the natwest offer a solo card and the yorkshire bank offer a maestro card.

 don't pay the set up fee go to one of the banks above and have it for free.

 ian