Hi

I have a Northern Rock personal loan which I pay £246 a month for. I have three credit cards which are costing altogether over £200 a month to pay and that's just covering interest, the debts aren't really coming down at all. I also have an overdraft of £1400 approx. I'm wondering whether I can apply for a second personal loan to consolidate at least some of the credit card/overdraft? Is this possible? Any ideas anyone - please!!