I am worried about getting into debt too. At the moment I have a £400 overdraft, which I'm not using (Wooo I'm clear) I am seriously thinking, well I have made up my mind that I am moving cities, need to fly the nest someday. I have been considering taking a loan out of £2000 until I find me feet. I am hoping to have a job ready for me when I move down.

You are making good money so I would go for it and treat yourself!