I get the issue and here here to your comments. Banks have been acting fraudulently for years. We (the little people) have accepted it as we all thought a bank was beyond rebuff, but now we know different. They have been comitting what can only be discribed as fraudulent accounting practices but unfortunately a bank under statute law can never be convicted for fraud. (I don't know why but would love to know what the thinking was behind that one). This is a very major turning point for bank customers. We no longer have to accept their underhand tactics. We at penaltycharges.co.uk are all waiting for one of the banks  to be forced into court to alow them to try to justify their punualative charges, but the banks are not playing ball as they know they will loose.

Lee

penaltycharges moderator