Hi There,
The B136(CO) is the form that tells you an interim charging order has been made. Before that can happen there has to be service of a County Court Summons and judgment has to have been obtained. If you have never been served with the summons then you need to get in touch with the lender and get details of when and where the summons was issued. Do this by phone but make sure you confirm the details to the lender in writing. If you are disputing the debt as opposed to the judgment then there will have to be a court hearing at which you will have to explain why you do not owe the money. In either case, once you have the court details you must apply to the court to set the judgment aside on the grounds that you have never been served. You will have to show that there is a triable issue, that is a genuine dispute , between you and the lender.

The summons must be issued as soon as possiable. I suggest that you also ask the court to adjourn the hearing of the chargingorde absolute untill the trial relating to the disputed amount has taken place. The interim charging order will stay in place untill the dispute is resolved one way or the other.

I hope it follows from the above that you should object to the registration of the restriction setting out your grounds including that you have never been served with the proceedings and that you dispute the debt.

Hope that helps.
Problems.