Hi Jangra,

In all honesty, it wouldn't suprise me if she got it cheaper than you - even WITH your NCD!!

Your wife can easily be awarded with introductory no claims bonus by most insurers, as she has been a named driver on your vehicles with no accidents or convictions.

You are right. It would be advantageous to transfer the second car to her name. She will benefit from cheaper car insurance as a female anyway; but with her unblemished record and a decent insurer giving her NCD, it will be cheap enough and can only get cheaper with added years NCD!

Good luck.