Hiya conman thanks for replying,

I haven't previously mentioned the moorcroft debt due to this being a ccj before i found this site and didnt think moorcroft could do what they are doing. It was for bt at the time i denied i owed them any money has i didn't believe i did, and instead of dealin with it there and then i ignored it. If i had have known i could've request this info i would have done this. With regards to payments i am able to make the ccj agreed payment of £5 per month but not the £10 as i am on a tight budget and sticking to it. Moorcroft have resorted to the bullying tactic and i wasnt sure who to ask for advice on the best route to take with them. Im so fed up wi em xx

thanks kerry