Hi all,

I am looking to re mortgage my property when my current deal comes to an end at the beginning of October.

I am looking to pay off my mortgage of 80k (property value is 200k) asap. Probably somewhere between 5 and 10 years.

The household income is in the region of 35k per annum (just over 2k/month) and I have savings of 20k.

What would my best option be? I have been thinking about an offset or current a/c mortgage.....is this the best idea or would a more traditional fixed or tracker rate mortgage be more beneficial?

Any views would be welcome.

Thanks in advance