Hi,

It is really difficult to offer any specific advice without knowing exactly what the terms of the policy were but if like many similar products you are not alone with your problem. Indeed it has got so bad that there are companies out there advertiising for claims to make on a no win no fee basis. I would however recomend that you go to Solicitor first and see if they will deal with you claim on the same basis. Please make sure ,by quizing the solicitors that they know what they are doing as it is a fairly specilist area. You need to know how many they haver done before and how many of that number they have won then make a judgment.

Hope this is some help
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