Hello!!

I jus got 1 Question.... YOUR ALL COMPLAINING about phones 4 u insurance and saying its a rip off...

WELL...

House Insurance
Car Insurance..

Wat do you have to pay when you claim .. Hmmmmmm a EXCESS!!!!
SURPRIZINGLY
its the same with mobile phone insurance...

so i guess u best all should cancel your car insurance.. because there is a excess fee...when you claim...

I HOPE YOUR SEEING MY POINT!!!

You walk out the shop with a £250+ handset  (N95 £500+) and liability of your 18month unpaid contract. INSURANCE on a mobile phone nowadays is essential.. and even if your covered by your home insurance or bank.. you still have to register it with the bank/home insurance company... and then it still takes weeks for the paperwork and the mobile phone to be covered. I have seen many mobile phones damaged within the 3-4 days which would not be covered by the manufactures warranty.. and the customer walked out saying she/he was covered by her/his bank.. surprizingly.. she never registered with the bank.. and was therefore not covered.
Also when a phone is purchased via a mobile phone shop the recent you recieve will say you paid £0.00 and alot of insurance companys pay out via your receipt value.. because you took a contract with a FREE N95 worth £500+ you did not pay a penny.. so some insurance companys would not pay you anything if u damaged your phone.

As FOR PHONE Repairs.. yes the service is poor..but a lot of people dont understand that if the problem with the mobile phone is not the manufacturers fault.. e.g pressure on the phone causing the screen to bleed.. then that would only be covered if your mobile is INSURED!!...