I have a pay day loan which is due to be paid this month. As usual once you are in the trap you can't get out and end up borrowing (in my case) the maximum to beat the high interest rates. This month I am going to be struggling to pay this and really just want out of this rut I have managed to get myself into.

Its costing me a fortune now - worst thing I ever did - oh how much I regret this.

Can you advise me the best way to do this.