This is a brilliant piece of info and I wanted to thank you for sharing this. I, like yourself, have also taken time to check my accounts, improve my credit rating, raised notices of dispute and I have added a Notice of Correction on 3 occasions in relation to faulse or misleading information held on my accounts. I have been mislead once again for believing that I was effectively managing and repairing my file. During typing this response to you I have just taken a call in relation to a store card that I have never posessed, infact the credit collection agency have no information on the amount, the date, infact they have nothing other than my name and date of birth. They have also just informed me that a certain person, who is unknown to me was found to be using my details and identity 4 years ago at an address that I have not lived at for around 11 years. This is the first I have been told.

What next!!!!!!!!!

Thank you once again for the valuable info.