Hi fedupwithbanks,

my dad went bankrupt about 15 years ago, so I know how tough things can be, but he has a mortgage, current account etc so there is light at the end of the tunnel, as the bankruptsy does not show on your credit record nobodys going to know unless you tell them, so go to another bank apply for a current account and nobody will be the wiser. you have served your time and you have cleaned your record you should be more than entitled to a full current account Im pretty sure the bank only asks the question for there own peace of mind