N3emo,

Capital one charge a phenominal 30%+ apr on there cards so are much less stringent on who they give there cards to, a mix of low credit limit and high interest rate is how they do it good for building good credit if you pay them in full every month. I had clean history but 0 credit so took one for 6 months paid it in full every month then managed to get a barclaycard platinum good credit limit and only 14.9% apr.

fedupwithbanks

Im amazed after 6 years RBS will still not give a current account with credit facilities, is the bankruptcy still showing on your credit reports? have you checked all three experian equifax and callcredit? if it does not show on your reports then why should you mention it, as when they search you they wont find it although not sure about the legalities. have you tried any other bank other than the one your with you seem to be doing the right thing and keep up the good work