Can I suggest some of the easier-to-get credit cards. With more flexible underwriting criteria, you should be accepted if you don't have bad credit. These cards are useful to build a good standing for people with no credit as well as people who have bad credit. Unfortunately, both are as bad in the eyes of the finance houses.

It helps if everything else is straight forward, such as you are on the electoral register and are employed rather than self-employed.

Hope this helps