Yes, this is a normal residential Additional mortgage, not self-certified, applied for after the redundancy. The Lender knows of the redundancy and I have been asked not to disclose who the Lender is, at this point in time, as there are apparently some outstanding issues, which the Borrower may be taking up with the Ombudsman/Watchdog, on breaches of confidentiality.

However, the Lender is fairly well known but not one of the UK's biggest mortgage Lenders and is not Northern Rock nor Bradford & Bingley.

Although struggling, I understand the Borrower family are apparently servicing the mortgage debt from the remains of the redundancy payments, until either employment is found, or benefits come into play (which was I understand after 9 months unemployment, although this may have changed - maybe shortened, today (02 Sept 08), with some Government announcements, but not sure as haven't had time to check exactly what may have changed).