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mpower:if its not on your licence dont tell them

That's really not helpful advice.

I've had two instances today where people have failed to provide important details. One involved in an RTA which someone was unfortunately killed instantly. The insurance are disputing it based on a DD conviction which was 4 years ago, but not declared despite clearly being asked "Within the last 5 years".

I doubt they will pay out the claim and this will leave the uninsured pretty much screwed. But then it's deserved in my opinion.

Always answer the questions fully.... if the company ask up to 5 years and it's off your licence after 3... declare it!

i spoke to a dvla adviser and asked her about a speeding conviction which was taken off my licence but was within the 5 year period. I asked her details about it as i couldnt remember. She told me if its not on the licence you dont have to tell them. Thats dvla for you mate.