me and my girlfriend have just recently sold our first house which we had for four years and lookin for another, we have a mortage with halifax and that will come to an end so was wondering if any finanical people can help us here. we are hoping we could go for a house about 150000 mark with 20000 deposit so that would take us down to 130000 BUT I have a 4000 overdraft up to max and 4000 left on a loan but the girl has perfect rating does anyone know if we could get a mortage for that due to my poor credit rating