huckster..you say..

For a fault or non fault claim which has not been settled, you should only lose 2 years discount. It is standard in the Insurance market for 2 years to be lost per claim.

if your information is correct i have another case..on gateway so slow do nothing car insurance

as if you look at my first post you will see that gateway took our no claims down by well over what you are saying

im still learning i hope your info is to my benefit

sorry for jumping in on your post bluetoff1961 ..good luck i hope your not with swintons gateway.