I am standing by Halifax and PPI UK, 100%. None of us dispute that we signed on the dotted line. What we dispute is the way in which Firstplus abuses its terms and conditions NOW, when rates are at an historical low... when FP stopped lending to new customers, MSN suffered a huge loss too, right? ... surely MSN too were big boys, who signed the relevant T&C to endorse the loans?

We made a mistake, but so did MSN ... no hypocrisy and double standards here, Conman. This is a free speech country.