redapple:thanks. yep i called Quinns and they said that he was definately covered. Direct Line wont have my custom.in the future.

It seems a bit silly to say Direct Line wont have your custom in the future, as an insurance company they will offer prices on the type of risk you are, if at the moment they are not interested in covering you doesn't mean they wont be the best price and cover your every need in a years time.