I have been looking into getting a Mastercard Prime, primarily so I can buy things online with peace of mind that, if anything goes wrong, I'd only be losing the money currently on the card. I'd be getting items costing not much more than £40 mostly and would therefore probably load only the money required onto the card and make my purchase, meaning that it is unlikely for there to be more than £40 on the card at any one time. I have thoroughly investigated the card and am well aware of the transaction fee and the reload fee, I find them to be reasonable, adding £1 to each transaction for example will still save me tons compared to buying from stores. There is also a dormancy fee of £2.95 if you don't buy something every month (or three months, still awaiting clarification), but this is no problem for me, as I easily buy at least one item a month, even if it is a £5 DVD!! Taking into account my needs for the card, would it be a good choice? Has anyone here got one of these cards and isn't experiencing problems?