Hi Pammy1972. Yes, I would certainly write to ECI asking them to forward you a copy of the original Consumer Credit Agreement (not the original application for credit, as some of them send). It is important to know exactly what they are saying you owe.They should forward you that within 12 working days, and until they do,it is common practice for the alleged debt to be put on hold. Hope this helps, let me know how you get on :-)