Hi there,

Have purchased a car within the last month. As far as i was concerned my new finance company were going to settle the amout owed by my old finance company for the outstanding on my old car.

This evening i have just checked my credit file and found my old finance company have given me a late mark. Clearly i'm not feeling too impressed by this. Question is, who do i speak to about this? The old finance company for giving me the late mark or the new finance company for not settling in time?

Any advice gratefully received.