Unfortunately you have given the incorrect answer and I am simply pointing this out to the member. I have spoken to Legal & General, Bright Grey, Scottish Equitable and BUPA and they all concur that no further loadings are applied to brokerages so I am unable to fathom where you are sourcing your information. Because of the number of policies we write each week we perhaps get more favourable rates but that is the only other thing I can think of.

If you would like to contact me at XXXX I will more than happily put you on to any of the heads of UK protection for these companies and I'm sure they will point out this simple misunderstanding to you.

Note: This post has been moderated. Please ensure you read the moneysupermarket.com Community Standards and Terms of Service before posting. Thanks