Has anyone dealt with, been insured with Karma Insurance. www.karmainsurance.com

My husband is diabetic and epileptic and both are well controlled and he has a driving license albeit it has to be reviewed every three years.

Last November we went to the USA for one week, and got the cheapest insurance possible through Marks & Spencers at £115.00 for both of us. £29.00 for me and the rest for him as having pre medical conditions. Some quotes I had got via Diabetes UK from Allclear, Medici etc were £200 and £300 respectively, one was even £400.

On finding this website, it states that Diabetes and Epilepsy are conditions they accept in their standard insurace (Epilepsy if have a driving license; which my hub does).

The premium for 9 days for myself and spouse in the USA is £44.00 which includes tax and passenger taxes or whatever.

Just wondered if this company is cosher! ... real!?