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Joint Mortgage - responsibility for payment

  •  Wed, Mar 26 2008, 9:18 PM

    Joint Mortgage - responsibility for payment

    My husband has recently left the family home and moved into a flat, however due to his own living costs, has cancelled all the direct debits that leave his account relating to the property including the mortgage. I received a letter from his solicitor stating that I would have to ensure that all outgoings on the property were being met. I have taken steps to do this and signed an authority for my financial advisor to deal with the mortgage on my behalf. (In the short term he is looking at changing it to interest only and changing the payment date and method to standing order). I have an 8 year old daughter.

    Is my husband legally bound to pay half the mortgage until matters can be dealt with or is it a case of joint and several liability meaning that we are both liable for the full amount? I think it is the latter but would welcome anyones advice.

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