Aly, i think Firstplus have shot themselves in the foot with the way they work their interest rates, as i was loking on the Martin Lewis site and noticed that someone had a rate rise twice this year in Feb and Sep and a decrease in Apr! i havent had one myself but only got the loan in Jan 08, i honestly think now that they will wait till i have had the loan for a year then increase the rate! there is no normality to the way that they are running!

Good luck with your claim for all your PPI money. Keep us informed