Hi Backfoot

I did read the Terms and Conditions ( after I had put my savings with them), Im not a saver as a rule, never had anything to save before. My mum has just called me to say she has just heard a lady on the Radio asking about getting her savings out of an Icesave fixed account before the 12 months is up and she was told no. Icesave dont release funds before hand, whatever the reason.

UK banks are more accomadating but Iceland bank, no chance. I did write a pleading letter to them and expected to forfite all of the interest which had accumilated, but the answer was still no.

I think its a case of not doing my research before I jumped in, a lesson learned, but out of the many people I have spoken to on the matter, there are more people suprised at the outcome, so many are shocked at the fact that you really can't get to your saving should you need to.