Guys - lets look at how we can help amnesias partner.

Amnesia - here are your options.

1. short settlement , good if you can do and you can afford to but not everyone will let you.

2. Debt Management Plans - this means you will pay back x amount per month. benefits are you might be able to stop the interest building up and you can pay what you can afford

3. bankruptcy - very extreme and has consequences.

4. IVA - you have to have debts over 15k.

mooreaz i can see where you are going with Shakey but he is right in that you need more information - you cant just sign up to anything. you need to know the pros and cons of each. you can get a feel of the whats right on this website.

after you know that then you can make an informed decision.