Basa48

I'm in debt up to my eyeballs but have the decency to pay back what I owe. Yes, I appreciate that if you are ill/umemployed it is extremely difficult as you have other commitments. If the banks are selfish and uncaring then why borrow from them in the first place? They are only unselfish and uncaring when people take advantage of the situation by trying to 'bat off' their debts. If I lent you a £1000 i'd expect you to pay it back.

I agree the banks took our money for the bailout but was the other option? You can blame the banks til you red in the face but if folk don't pay back what they owe then maybe we wouldn't be in such a mess? Yes the banks do overcharge all the time and I think this is downright outrageous, but at the same time why should people get away with borrowing large sums of money and then not paying it back?