just been on to the ombudsman website some good info on there
saw this as well
19. interest on the amount of the claim
We usually decide that the insurer should pay the policyholder interest on the amount of the claim – calculated from the date of the incident (not from the date of the claim) to the date of payment. This is because the policyholder has not had the use of the vehicle, but the insurer has had the use of the money. The rate is likely to be 8% per year simple, though the law may require the insurer to deduct tax from the interest.
yahoooo that £150 offer must be worth another £12 less tax lol
lets see if they answer the question yet as to why they want me to take a 50/50