Buster,
Compared to me Buster you have excellent credit! I have lost count of the number of ccj's I have, due to a six year legal battle with my local authority, unemployment and mortgage arrears.
Last week I recieved a brand new, top of the range Nokia on contract. ( I must say it surprised me too).
How?
Well I just filled in the questions (honestly) on the website and then watched as a stream of emails were sent to me saying I was going to be credit checked, then my delivery date, then comfirmation of said date etc.etc.
Which website?
This one!!!!!!!!
Give it a go, I don't know if it was a fluke or not but I am a very happy punter.
Good luck,
Ed